Business

Snowball switch?

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Q: We’re working the debt snowball, and together my husband and I make $93,000 a year. The amounts of our remaining three debts are so close we wonder if we should take interest rates into account. Two are student loans for $2,970 and $6,700, while the other is credit card debt in the amount of $4,750.

Making it official

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Brent Garrett, executive director for Greater Greer Chamber of Commerce, welcomed  Christy Ray and Foodies Farm Shop to downtown Greer at a ribbon cutting on June 30.

Baby Steps, motivation and retirement?

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Q: I make $38,000 a year working in the trade show industry, and I’m about to start Baby Step 3. It took 14 months to pay off $8,000 in debt for Baby Step 2, so I’m wondering how long it should take to save up my three to six months of expenses. I’ve also not done a lot toward retirement. I’m 52, and I’m worried about that.

You're self-insured

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Q: My husband and I are retired, we both receive nice pensions, and we owe $46,000 on our home. This is our only debt. I’m 65, he is 82, and we have more than $800,000 in variable annuities, along with substantial cash in savings. We also have $200,000 combined in life insurance coverage.

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The Greer Citizen

317 Trade Street Greer, SC 29651

P.O. Box 70 Greer, SC 29652

Phone: 1-864-877-2076

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